Executive Director

Matthew Chew

Joined in 2008

Professional Qualifications:
Chartered Financial Consultant, ChFC™
Associate Estate Planning Practitioner, AEPP™
Singapore Accredited Mortgage Planner, SAMP™

Education:
Bachelor of Engineering (Honors)

Hobbies:
Running, Weightlifting, Water Polo, Reading, Cooking, Traveling

Tell us a little bit about yourself:
“I was an avid sportsman. I trained as a competitive swimmer since I was 6 years old under the stewardship of my father, and followed the footsteps of both my father and elder brother to play Water Polo at the Age of 12. As a Water Polo player, I represented Singapore with the National Youth Team and subsequently National Squad. I then went on to play for the National University of Singapore, and served as their Team Captain and Manager in my tertiary education stint. Being a beneficiary of the sport, I am now an ardent supporter of the Singapore Swimming Association. I hope to give back to the sport by supporting the youths in their pursuit of excellence in life.

How did you come to join AAG?
I joined AAG as an intern in the 5th edition of the Varsity Internship Program in 2008. I was attached to my mentor – Executive Director Vincent Koh in my university tenure. And I subsequently decided to delve into the industry as a full fledged advisor in 2011 after my graduation from NUS Chemical & Biomolecular Engineering.

What does AAG mean to you?
I have been brought up in my business by the pioneers of AAG. I owe every bit of success in my business to my mentors and seniors. So to the question of what does AAG mean to me, I will always ardently reply: The World.

Executive Financial Consultant

Shermain Pan Xinmei

Joined in 2016

Professional Qualifications:
Associate Estate Planning Practitioner, AEPP™
Rockwills Estate Planner, REP

Education:
Hospitality & Tourism Management Diploma
Bachelors of Business (Marketing)

Hobbies:
Dancing,  Spa, Gym

Tell us a little bit about yourself:
I am an only child in the family, brought up by my parents whom are both cleaners. We did not have much, but they gave me all they had. I started working at the age of 13 to earn my own pocket money, however, my parents jobs were adversely affected by the Lehman Brothers crisis, and overnight, I became the sole breadwinner of the family. I had to work 3 part-time jobs then to feed the family, while juggling my studies concurrently. I had previously worked in Marketing, Business Development, and Bancassurance Sales before I made the decision to join AAG.

What does AAG mean to you:
AAG is my 2nd home. A place I look forward to going and a family that I will fervently protect.

Executive Financial Consultant

Ho Hui Min

Joined in 2016

Professional Qualifications:
Associate Specialist in Estate Planning, ASEP®

Education:
Bachelor of Arts (Political Science)

Hobbies:
Yoga, Pilates

Tell us a little bit about yourself:
I come from a comfortable family. My father has retired and my mother works as a civil servant. While I was an undergraduate in NUS Political Science, I envisioned myself working in the Ministry of Foreign Affairs upon graduation. Never in my wildest imagination would I have thought that I would end up in the financial services industry.

How did you come to join AAG?
I joined AAG as an intern in the 13th edition of the Varsity Internship Program in 2016, and subsequently decided to join the industry as a student advisor. My parents, like many others, were initially against it. However, being attached to my mentor – Executive Director Sunny Yap, during my time with AAG made me come to a realisation: that we must succeed faster than the rate our parents age; this kept me going through the tough times as the greatest gift we can give to our parents is filial piety. Fast forward till today, they have witnessed how much I’ve grown and have become very supportive.

What does AAG mean to you?
AAG is a sanctuary to me, where everyone feels like family. The mentors here have played a huge part in my personal growth and development.

Executive Financial Consultant

Jiang Ying

Joined in 2014

Professional Qualifications:
Associated Wealth Planner, AWP
Associate Specialist in Estate Planning, ASEP^®

Education:
Bachelor of Social Sciences (Psychology) with Honors, National University of Singapore

Hobbies:
Reading, Escape Room, Board Games

Previous Employment:
Student

How did you come to join AAG?
With a heart to help people become happy, I always wanted to become a psychologist. However, after an internship with Advisors Alliance Group during my third year in NUS, I learnt about the real meaning of life insurance: Love, Care, and Responsibility.

Financial Consultants are the ones that ensure security and continuity in a family in the face of critical illness, disability and death, and eventually help establish harmony in society. Doctors save lives and psychologists calm the mind, but Financial Consultants prepare people for rainy days and ensure peace of mind when they go through medical treatments. I saw a greater meaning as a Financial Consultant and have since joined AAG.

Today, I not only help people with their financial planning, I also share the values that the firm has taught us and encourage them to give back to society through the various initiatives by our philantropy arm – AA Cares, and other charity Organizations. As a single person, my efforts may seem negligible, but in this career I feel proud and satisfied every single day.

What does AAG mean to you?
AAG is a place that encourages me to dream big and make a difference in peoples’ lives.

It gives me the confidence that I can script my own life, and as long as I put in my best effort, I can make things happen.

It is a family I stand up for.

Associate Director

Wong Wei Chong Wilfred

Joined in 2017

Professional Qualifications:
Associate Estate Planning Practitioner, AEPP™

Education:
Bachelor of Science (Maritime Studies)

Hobbies:
Reading

How did you come to join AAG?

I joined AAG back in 2017 as a student advisor in NTU. I’ve always been interested in finance since I was in school and I was glad to find AAG as a platform to train myself to become a financial advisory professional and to help my clients with their portfolios.

What does AAG mean to you?
AAG is family, a second home.

Senior Director

Randy Lee

Joined in 2005

Professional Qualifications:
Associate Wealth Planner, AWPCM

Education:
Diploma in Digital Media Design

Hobbies:
Laughing

Tell us a little bit about yourself:
Steve Jobs said you can only connect the dots looking backward not forward – I’ve found that to be true. From choosing to study Digital Media Design at NYP over Anderson JC, and choosing the Financial Services Industry over the creative industry where I found myself at home. Each choice I made, met severe objections from parents, siblings, teachers and peers alike; Now looking back, each choice I made, gave me something for me to perform my role here.Instead of designing graphics and new media, I now help design better lives, or a better living for the clients and partners that I serve. For clients, I do it by helping them making right decisions with their wealth and planning. For partners, I lay and maintain the pathway for their dreams to take flight.

How did you come to join AAG?
At 24 years old, I joined AAG through my business mentor Executive Director Sunny Yap. From not believing in the industry and its people, to having admiration for both. I have to thank Sunny because he showed me, the value one can bring in serving, not in words but in doing. Through the years, my mentors in AAG from our Founder Chuan, to all the others in the Senior Management, had and continue to have a major role in shaping me to be a better version of myself. Now, I seek to do the same.

What does AAG mean to you?
Like a mother, she taught me values. Like a father, he taught me how to be of value.AAG is my life, my family.

Executive Financial Consultant

Faith Lim Yi Ling

Joined in 2015

Professional Qualifications:
Associate Estate Planning Practitioner, AEPP™
Certificate in Retirement Adequacy Planning (Cert. REAP)

Education:
Diploma in Merchandising

Hobbies:
Working Out, Singing

Tell us a little bit about yourself:
Prioir to joining AAG, I was an air stewardess with two years of flying experience where the airlines had cultivated my love for service. I love to be in the people business,and my goal is to have a positive social impact and influence towards everyone i meet!

Why did you join AAG?
Coming from a different career background with experience in both corporate and service industries, the platform at AAG has given me the autonomy to scale my business and provided me training and resources to dedicate the best service orientation for my clients in holistic financial advisory. Growing up in AAG has provided me with immense personal development, from handling projects within the agency, to handling clients’ portfolios.

What does AAG mean to you?
AAG means dedication, family and more.

Executive Financial Consultant

Lau Ming Kwang

Joined in 2013

Professional Qualifications:
Private Banking (Level 1)
Associate Financial Planner, AFP^CM
Million Dollar Round Table, MDRT (2014 – 2019)
Court of the Table, COT (2016)

Education:
Bachelor of Science (Information Systems)

Hobbies:
Swim, Bike, Run, Wine Appreciation

Executive Financial Consultant

Bernice Tan

Joined in 2018

Professional Qualifications:

Associate Financial Planner, AFP^CM

Education:
Bachelor of Business (Marketing)

Hobbies:
Travelling

Tell us a little bit about yourself:
When I was a little girl, all I wanted was to be a baker. Eventually I started playing the violin, flute and piccolo and I wanted to be a Musician.
Today I work with the best colleagues and clients I could ever have, and I bake and play music for leisure. Everything happens for a reason, and it is always for the better. 🙂

“Remember that sometimes not getting what you want is a wonderful stroke of luck” – Dalai Lama

What does AAG mean to you?
AAG is Family, where everyone supports each other to be the best that we can be everyday.

Executive Financial Consultant

Tan Hui Min Michelle

Joined in 2016

Education:
Diploma

Hobbies:
Volleyball

Tell us a little about yourself:
I represented the national team when I was 15. In 2015, it was a historic year for Singapore’s Women’s Volleyball team who clinched our first ever bronze medal at the SEA Games. As a vice captain, it is important that I have the ability to motivate and inspire team members even when the team fails, and keep everyone together as a close-knit team.

How did you come to join AAG:
I was introduced this career when i was a student in SIT. I took a leap of faith and embarked on this career as a student. Unknowingly, I’ve been with AAG for 4 years already. AAG is a big family and I appreciate the firm for giving me a second place I can call Home.

What does AAG mean to me:
AAG has put in the extra effort in grooming me, not just professionally but personally as well. I feel that the life lessons imparted to me are valuable and applicable to my daily life.

Senior Director

Venice Hu

Joined in 2010

Professional Qualifications:
Million Dollar Round Table, MDRT (2014, 2015, 2017, 2019, 2020)
International Dragon Award, IDA (2015-2019)

Education:
Bachelor in Counselling

Hobbies:
Singing, Swimming, Spa

How did you come to join AAG?
Someone dear to me passed on and I witnessed those who were left behind suffer financially. This made me to realise that people buy life insurance not because someone has to die, but because someone has to continue living. I wanted to be the person spreading this message and educating people about life insurance.

What does AAG mean to you?
AAG is my family. I have seen her grow from a small group to the firm it is today, filled with many talented individuals. AAG has also seen me grow from single lady to finding a life partner, and now a mom with 3 beautiful children.

Associate Director

Chan Kok Xia Ng

Joined in 2016

Professional Qualifications:
Million Dollar Round Table, MDRT (2019, 2020)
International Dragon Award, IDA (2019, 2020)

Education:
Bachelor in Management and Hospitality Management

Hobbies:
Cooking, Jogging

How did you come to join AAG?
From “anti insurance” to an “insurance agent”, it took me a year to make this decision. I joined AAG in 2016 from career in the hotel industry. The journey at the start was very tough as the jobscope was very different with my previous employment. However, the systematic training program that AAG provides helped me adapt very quickly as a new consultant. Within these few years, I have achieved many personal goals and milestones in my life. Without the wonderful culture and the helpful people in AAG, I won’t be where I’m today.

Director

Christopher Neo

Joined in 2013

Professional Qualifications:
Certified Financial Planner, CFP®
Associate Estate Planning Practitioner, AEPP™

Education:
Bachelor of Arts (Economics)

Hobbies:
Gym, Swimming, Water Polo, Soccer, Investing, Cars, Watches

Tell us a little bit about yourself:I graduated from NUS Economics in 2012 and worked as a Personal Banker for 1 year before joining AAG in Sept 2013.  Since then I have achieved top accolades in Sales, Recruitment and Team Building. I am also a Million Dollar Round Table(MDRT) Member, International Dragon Award(IDA) Qualifier, 100IDA Team Qualifier, and a member of Porsche Club Singapore.

Why did you join AAG?
Joining AAG gave me an opportunity to run a business with like minded individuals, driven to make positive change to society through proper financial planning, increasing financial literacy and aiding families to lead more fulfilling lives.

Director

Yap Xin Horng

Joined in 2017

Professional Qualifications:
Rockwills Estate Planner, REP

Education:
Bachelors of Business Administration (Finance)

Hobbies:
Sports

Tell us about yourself:
Graduating from a finance background in SMU, I was looking forward to working in the banking industry. Little did I know that I would end up in AAG. I took the unconventional route during my sophomore year and never looked back.

How did you come to join AAG?
I joined AAG in 2017 when I was a Year 2 student in SMU. I was applying for an internship and chanced upon this opportunity through a close secondary school friend. Eventually I decided to take this career up full time.

What does AAG mean to you:
My friends and outsiders always ask me, “Why are you always working?”

It is difficult to explain what work in AAG means.

The culture, values, and people here give me purpose and something to look forward to everyday.

I have personally found meaning in this organization.

Executive Financial Consultant

Abdullah

Joined in 2014

Professional Qualifications:
Associate Estate Planning Practitioner, AEPP™

Education:
Bachelor of Business Management (Finance)

Hobbies:
Movies, Video Games

Tell us a little bit about yourself:
I’ve always dreamt of being a broker since graduating from polytechnic with diploma in Business (Banking & Finance). Hence, I pursued further studies in Finance in SMU. By chance I got persuaded into insurance during second year in University. Never once did I think that I would have made this career choice. 3 years have passed (at the point of writing) since graduating, and I have no regrets!

What does AAG mean to you?
In one word what AAG means to me is simply an Opportunity. An opportunity to not only make my life better, but my family, friends and the random people that I cross paths with. This career is by far have been the most difficult choice, and the most rewarding experience I’ve had in my life. No regrets.